About Us

With a collective market experience of 25 years, Positive Loans was designed to utilise our extensive knowledge of the secured loan marketplace to offer a fresh and innovative approach to secured and unsecured loans. We specialise in debt consolidation loans, taking all your existing credit arrangements and managing them into one simple, affordable monthly repayment at a loan term designed to suit you. We can help where others may not - if you have current arrears on your mortgage, have County Court Judgements or Defaults, in an IVA or recently Bankrupt. Our expertise may unlock the door to your financial needs.

We now have a wide panel of lenders, with hundreds of products available, to offer you a tailor made solution for your borrowing needs, whether it is a

Secured Loan From £5,000 to £250,000 Deferred payment option Fixed rate schemes Low start loans Interest only scheme Low start secured loan Available from 5 to 30 years 125% of your property value No proof of income Self employed, no accounts Buy to let and right to buy Shared ownership schemes CCJs and Defaults Mortgage arrears Recent first time buyer

Unsecured Loan Homeowner or non-Homeowner Self employed welcome Available from £500 to £15,000 Loan term 1 to 5 years CCJs and Defaults Repayment Holidays Bridging Loan Property purchase Business cash injections Residential or commercial Interest only available